While shopping around online for the event liability insurance we need to get for the wedding, I discovered that some insurance companies are now offering "Change of Heart" insurance to protect couples from "cold feet."

A bit sad. But the thing about it that surprised me the most is that you can take out a policy as late as 12 hours before the wedding. Isn't that basically inviting fraud? "Well... it's looking like this wedding isn't happening, better get some last minute insurance." How would they make any money? It's like buying auto insurance in the middle of a car accident.

When I mentioned this to Sarah she said, "Maybe that's a good sign. Maybe that means most people end up going through with it after all."